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About Legacy Insurance Solution

Some interesting facts and stats about life insurance are:

– The total number of life insurance companies operating in the US. are 773
– 55% of Americans have at least once visited a life insurance company website
– The biggest reason for people to choose life insurance is income replacement
– 52% of the Americans who do not have life insurance think that it is too expensive
– According to statistics in the year 2019, 57% of adults in America own a life insurance policy
– A fun fact, Starbucks pays more for employees’ health insurance than it pays for the coffee
– The first insurance contract was signed in the year 1347

Who Needs Insurance?

Insurance is not for everyone, you only need life insurance if you will be leaving dependents after your demise. Typically dependents include your financially dependent spouse or your children, who have not come of the legal age. These are the children who still are dependent upon you for expenses and have not graduated yet. Life insurance, in simple words, is your value replacement after you have passed away. The dependents will not feel the financial burden when an insurance policy is in place. When you die you will ideally want your family to have enough financial support that will last for at least 2 to 3 years.

What We Do

There a number of costs associated with death. It will also depend upon whether the death was natural or caused by an accident. The two major costs associated with death are:

– Will Administration

The decision about who will get what and how the assets will be distributed according to the will is a difficult process and requires legal help. This is potentially a very costly job.

– Funeral Costs

Funerals are very expensive and even if you decide to have a small service, it is likely to cost thousands of dollars.

Board Members

What is Term Insurance?

Term insurance, as the name explains, is for a specific period of term or period. Term life insurance, also known as pure life insurance, guarantees payment of insurance if a person dies within a certain period. When this insurance expires, the person has the option to renew the policy, get it upgraded to a more permanent one, or simply allow the insurance to be terminated. When you decide to buy term insurance, there are a lot of things that the insurance company will ensure like age, health issues. Also, driving records and smoking history amongst other things are checked to be sure.

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What Is Whole Life Insurance?

This type of insurance will provide lifetime coverage. In addition to paying for the death benefit of the individual, the life insurance company may also introduce a cash accumulation system in which funds are accumulated. This is called Cash Value. The death benefit is usually a set amount that is decided at the time of the contract. In case a cash value is included, withdrawal during life will decrease the cash value and not the actual cash benefit.

What Is the Final Expense?

Final expense insurance is designed in such a way that it covers all the expenses that your loved ones bear after your death. Fundamentally, these expenses will involve medical expenses and funeral expenses. It ensures that your loved ones do not have to spend on your last rites even when you are not around. This is also known as Burial Expenses. Burial services can cost thousands of dollars even if the bare minimum is done. They are usually not above $20,000. The value of the policy will depend on how much you are willing to spend on your funeral. Not many people are interested in investing in such a policy

What is Term Insurance?

Term insurance, as the name explains, is for a specific period of term or period. Term life insurance, also known as pure life insurance, guarantees payment of insurance if a person dies within a certain period. When this insurance expires, the person has the option to renew the policy, get it upgraded to a more permanent one, or simply allow the insurance to be terminated. When you decide to buy term insurance, there are a lot of things that the insurance company will ensure like age, health issues. Also, driving records and smoking history amongst other things are checked to be sure.

4

years of Services

15

Insurance

12

Volunteers

8900

TOTAL AMOUNT RAISED

Stories About People

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Eligibility For Insurance

Criteria

1. Currently in college
2. Attend Legacy insurance
3. Attend Events
4. Follow code of conduct
5. Submit monthly update
6. Participate in promotional efforts
7. Financial need basis
8. Yearly assessment

Contact Us

If you would like to volunteer at a fundraiser, participate at a holiday event, host an aged-out adult for a home-stay visit tutor English, or if you just want to inquire then please fill out this contact form

Thank You / Acknowledge

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Printing and typesetting industry
Lorem Ipsum has been the industry’s
Standard dummy text ever
When an unknown printer took a galley
Type and scrambled it to make a type
Survived not only five centuries,
Electronic typesetting, remaining
Popularised in the 1960s with the release Containing Lorem Ipsum
Passages, and more recently
Desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text
Printing and typesetting industry
Lorem Ipsum has been the industry’s
Standard dummy text ever
When an unknown printer took a galley
Type and scrambled it to make a type
Survived not only five centuries,
Electronic typesetting, remaining
Popularised in the 1960s with the release Containing Lorem Ipsum
Passages, and more recently
Desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text
Printing and typesetting industry
Lorem Ipsum has been the industry’s
Standard dummy text ever
When an unknown printer took a galley
Type and scrambled it to make a type
Survived not only five centuries,
Electronic typesetting, remaining
Popularised in the 1960s with the release Containing Lorem Ipsum
Passages, and more recently
Desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text
Printing and typesetting industry
Lorem Ipsum has been the industry’s
Standard dummy text ever
When an unknown printer took a galley
Type and scrambled it to make a type
Survived not only five centuries,
Electronic typesetting, remaining
Popularised in the 1960s with the release Containing Lorem Ipsum
Passages, and more recently
Desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.